Financial Calculator Gallery Our complete set of calculators is listed below. Feel free to try them out as often as you like. Cash Flow Calculators How much am I spending? How much do I need for emergencies? Should I pay down debt or invest more? Value of reducing or foregoing expenses. Develop Your Denver Target Client With These 7 Important Traits by Lucero Tax & Accounting | April 2, 2018 | Blog | 0 Comments While we're on the subject of what's holding Denver business owners back... I wrote recently about how too many of my Denver small business owner clients don't allow themselves the gift of good delegation. It keeps them toiling along with minor tasks, while they could... Read More Three Easy Ways for Denver Business Owners to Develop Delegation Skills by Lucero Tax & Accounting | March 26, 2018 | Blog | 0 Comments The corporation deadline for Denver businesses is behind us, and we're taking a big breath around here (while still focusedly working through personal tax returns as well). Apparently, there are basketball games being played. Not that we would know much about that.... Read More The Most Likely Reasons Why Small Businesses Fail In Denver by Lucero Tax & Accounting | March 19, 2018 | Blog | 0 Comments It's always been hard-scrapping for small business owners in Denver. We've all heard the old adage: At least 85% and maybe as high as 98% of new small businesses fail before they hit the five year mark. That rate may have been even higher over the past decade. Now,... Read More What Are My Chances of Getting Audited? 11 Tips For Denver Small Businesses by Lucero Tax & Accounting | March 9, 2018 | Blog | 0 Comments On March 15th, 2018, Subchapter S Corporation (S-corps, for short), have their tax returns due. We're already on top of things for our Denver clients, but this is a quick reminder to you to make sure that we've communicated, and that your books don't contain any... Read More Dealing With Angry Customers: A Plan For Denver Business Owners by Lucero Tax & Accounting | February 27, 2018 | Blog | 0 Comments As I have been saying to some of my personal tax preparation clients in Denver, I'm not sure that there is very much that I could say that could add anything to the conversation about what happened last week in Parkland, FL. It seems that every time something like... Read More A Denver Business Owner’s Simple Plan For Dealing With Angry Customers by Lucero Tax & Accounting | February 20, 2018 | Blog | 0 Comments Even in the middle of the intensity of the busy tax filing season in Denver, we occasionally become the target for somebody's frustration. Over the years, and especially when things are busy and stressful, we've had to learn about how to best handle matters when a... Read More Special Business Knowledge And Denver Business Success by Lucero Tax & Accounting | February 7, 2018 | Blog | 0 Comments Yes, there's plenty to say about that Super Bowl, the advertisements (apparently, they're all Tide ads), the halftime show, etc. But I'll let others weigh in there. I'm a tax professional after all. Congratulations Eagles fans, etc. Here at Colorado Business... Read More Lou Arellano’s 2017 Tax Document Checklist by Lucero Tax & Accounting | February 1, 2018 | Blog | 0 Comments Yes, the calendar reads 2018, but the IRS of course, is living in the past. As you probably know, we are now beginning the process of doing something we're pretty good at: effectively, legally, and ethically reporting our Denver clients' business financial doings to... Read More The Most Important Factor in Denver Small Business Valuation by Lucero Tax & Accounting | January 24, 2018 | Blog | 0 Comments I've heard from many of my Denver business owner contacts over these last few months, thanking me for the notes that we put together, sending thoughts and questions -- and letting me know that they've sent their friends to see us for their business and family tax... Read More Three More Questions To Consider in 2018 For Your Denver Small Business Plan by Lucero Tax & Accounting | January 17, 2018 | Blog | 0 Comments We are in that "calm before the storm" period before busy season begins in earnest for us, and it's a great time for us -- and for you, in my opinion -- to take stock. As we prepare for the increased activity and communication level that always comes this time of... Read More Credit Calculators How long will it take to pay off my credit card(s)? Should I consolidate my personal debt? What is the impact of making extra debt payments? Should I pay off debts or invest the money? Taxation Calculators federal income tax estimator Should I adjust my payroll withholdings? How much self-employment tax will I pay? Capital gains (and losses) tax estimator Paycheck & Benefits Calculators How much will my company bonus net after taxes? How will payroll adjustments affect my take-home pay? What may my 401(k) be worth? What is the impact of increasing my 401(k) contribution? Retirement Calculators How much will I need to save for retirement? Are my current retirement savings sufficient? I’m retired, how long will my savings last? When should I begin saving for retirement? Saving Calculators Becoming a millionaire How long will it take to double my money? How long until my savings reach my goal? How much should I save to reach my goal? Custom Calculators Estimate your credit score Investment Calculators How should I allocate my assets? Compare taxable vs. tax-free investment return Taxable vs. tax-advantaged saving comparison. What is the value of compound interest? College Calculators How much should I be saving for college? Advantages of a 529 College Savings Plan When should I begin saving for child’s college? What is the value of a college education? Home & Mortgage Calculators How much home can I afford? Should I refinance my home mortgage (breakeven)? Mortgage calculator Should I rent or buy a hom Insurance Calculators How much life insurance do I need? What are my needs for burial and final expenses? How much disability income insurance do I need? What are my long-term care insurance needs? Qualified Plans Calculators Should I convert to a Roth IRA? What is my current year required minimum distribution? I’m self-employed, how much can I contribute to a retirement plan? What are my lump sum distribution options? Auto Calculators Should I lease or purchase an auto? How much vehicle can I afford? What would my auto payments be? Should I upgrade to a more fuel efficient vehicle?